Colonial Heights Credit Card Fraud Lawyer
Credit card fraud occurs when an individual uses a credit card or credit card account that does not belong to them. Usually, the goal of credit card fraud is to obtain money or property.
Individuals charged with credit card fraud should immediately contact a distinguished fraud lawyer. A Colonial Heights credit card fraud lawyer could assert your rights and help protect your interests at every step of the case.
Types of Credit Card Fraud
Credit card fraud can take several different forms. The common situations seen by Colonial Heights credit card fraud attorneys include:
Card-Not-Present Fraud
As the internet increasingly becomes a part of everyday life, card-not-present fraud has been on the rise. Online credit card transactions happen every second. Individuals use their credit cards for online shopping, online applications, online bill pay systems, and for many other transactions. This increase in online transactions has made it easier for credit card information to be tracked online and for thefts to take place. At the same time, it has also made it easier for police to track credit card frauds, and charge individuals for credit card frauds.
Card-Present Fraud or Skimming
Skimming is a type of credit card theft in which an individual steals the credit information of a buyer during a legitimate credit card transaction. Skimmers are small devices that scan and save credit or debit card information. Skimming can take place in bars, stores, restaurants, gas stations, or any other location that involved in-person transactions. Due to the nature of skimming, it is difficult for an individual to know if their credit card information has been stolen in the moment.
Common Misconceptions About Credit Card Fraud
Colonial Heights credit card fraud attorneys know that there are various misconceptions about credit card fraud, and the following are the most common:
- It is impossible to get caught
- The crime is not severe
- They will not be charged to the fullest extent of the law
- Returning money will expunge their charges
Penalties in Credit Card Fraud Cases
Credit card fraud in Colonial Heights is a Class U felony. This carries a penalty of up to 20 years in jail. In addition, a felony charge could stay on an individual’s criminal record for life. This could make it difficult to find employment, and convicted felons lose many rights.
When to Speak to a Colonial Heights Criminal Lawyer
If you were accused of or charged with credit card fraud, consider hiring an accomplished criminal defense attorney as soon as possible. The Commonwealth takes these charges seriously, and prosecutors often fight tirelessly for a conviction. By appearing in court without a lawyer, you risk your freedom and your reputation.
A Colonial Heights credit card fraud lawyer could also be helpful if you are being investigated for fraud. They could advise you of your legal options and help prevent you from self-incrimination during any interviews with law enforcement. To schedule a consultation and begin working towards a positive resolution of your charges, call today.
